9 months ended Sept 30th: MCB Bank posts Rs86.3bn PBT

Business Recorder · 23/10/2026، 12:47:19 AM

LAHORE: MCB Bank Limited has announced its financial results for the nine months ended September 30, 2026, reflecting resilient performance underpinned by strong fundamentals, disciplined execution, robust deposit mobilization, and sustained growth across key business segments amid a challenging macroeconomic environment. The Board of Directors of MCB Bank, chaired by Mian Mohammad Mansha, reviewed and approved the Bank’s financial statements for the nine months ended September 30, 2026. The Board declared a third interim cash dividend of Rs. 9.00 per share (90%), bringing the cumulative cash dividend declared for 2026 to Rs. 27.00 per share (270%). The continued dividend distribution reflects the Bank’s strong financial position, prudent capital management, and commitment to delivering sustainable returns to shareholders. MCB reported a Profit Before Tax (PBT) of Rs. 86.3billion and a Profit After Tax (PAT) of Rs. 41.4 billion, translating into Earnings Per Share (EPS) of Rs. 34.95. On a consolidated basis, PBT and PAT stood at Rs. 92.7 billion and Rs. 44.3 billion, respectively. The Bank reported a Return on Assets (ROA) of 1.62% and a Return on Equity (ROE) of 22.21%, reflecting the strength of its earnings base and effective deployment of financial resources. Total income for the period stood at Rs. 144.3 billion, reflecting a 7% year-on-year increase. Net markup income increased to Rs. 114.8 billion (9M’25: Rs. 108.8 billion), supported by balance sheet growth and a lower cost of deposits resulting from sustained mobilization of current account deposits. Average current account concentration improved to 53.45% in 9M’26 from 51.28% in 9M’25, reinforcing the Bank’s low-cost funding advantage and helping offset the impact of declining yields amid a lower average policy rate of 11.07% during the period under review compared with11.56% in the corresponding period last year. Non-markup income increased by 14% year-on-year to Rs. 29.6 billion (9M’25: Rs. 26billion), r